CommonReel
Get in touch
Group Health Benefits, Reimagined

Better care. Lower cost.
A brokerage that earns its seat.

CommonReel helps employers build group health plans that actually work for their people — without the bloat, the surprise bills, or the seven-minute doctor visits.

Our approach

Insurance should be for the big stuff. Cash should handle the rest.

Most healthcare, by volume, is small and routine. Running it all through insurance inflates prices, narrows your network, and shrinks the time your team gets with a doctor. We design plans the other way around — and the math works out beautifully.

Pre-tax out-of-pocket plans

Employees pay for routine medical, dental, and vision expenses pre-tax — instead of routing every visit through insurance.

Right-sized coverage

We pair plans with catastrophic-style insurance or health share alternatives that actually cover the big, unlikely events.

Plan-fit analysis

Tens of thousands of simulations per household match each employee to the lowest-total-cost plan in their ZIP code.

Done-for-you compliance

Plan documents, enrollment, reporting — handled, so HR isn't drowning in benefits admin.

Who we work with

Employers who refuse to settle for the default

From 5-person teams to a few hundred, we work with leaders who want their benefits dollar to go further — and want their people to actually like their plan.

Get in touch

Let's talk about your next renewal

Tell us a little about your team and we'll be in touch within one business day.